Run a scenario
Pick a preset or nudge the sliders. The chart shows the real-terms investment balance year by year, against the same household’s trajectory with no program.
Year-25 nest egg
$1.26M
In today’s dollars.
Baseline (no program)
$1.24M
Same household, no EMBA.
Δ vs baseline
+$18k
Program clears the market-return hurdle.
Breakeven wage growth
9.5%
Per year, over 4 years.
Program
Tuition$55,000
Employer reimbursement50%
EMBA wage growth (per year)10%
Years of EMBA wage growth4 yr
Personal
Age when starting program40
Starting salary$150,000
Starting investments$45,000
Household savings rate12%
Market
Annualized market return9.5%
Inflation3.0%
Savings discipline
Household saves a fixed share of income each year — the default in most financial-aid calculators.
Real-terms investment balance over time
Solid line: the active scenario’s investment account in year-0 dollars. Dotted line: the same household with no program. The shaded band is the gap.
Reading this chart honestly
The two lines look close because both are dominated by market returns on the starting balance. The story is the gap, not the slope. A $50k delta over 25 years of compounding is a meaningful claim about the program; a $5k delta is rounding error against assumption uncertainty.